J. Zac Christman is a bankruptcy attorney in Stroudsburg admitted to the bar in Pennsylvania, New Jersey, and the PA Supreme Courts to name a few. Christman attended Dartmouth College and graduated from Cornell Law School in 1997. Returning to the Stroudsburg area in 1997, Christman opened a sole practice firm focusing on bankruptcy, landlord/tenant law, and juvenile justice.
In 2001, Christman joined William G. Schwab & Associates to focus on bankruptcy and bankruptcy litigation, including representation of Chapter 7, Chapter 11 and Chapter 12 Trustees. At William G. Schwab & Associates, J. Zac began representation of William G. Schwab, Chapter 7 Trustee, in litigation that eventually reached the Supreme Court of the United States of America.
In 2007, Christman joined the Stroudsburg firm, Newman, Williams, Mishkin, Corveleyn, Wolfe & Fareri, P.C., to focus on consumer bankruptcy cases and related litigation in federal and state courts and continued to represent creditors and trustees in addition to consumer and business debtors in all aspects of bankruptcy and bankruptcy litigation. Now, J. Zac Christman is excited to partner with John Fisher, Esq. at Fisher Christman Law in Stroudsburg servicing the entire Poconos region for all bankruptcy needs including chapter 7 bankruptcy and Chapter 13 bankruptcy filing, including Trustee representations.
Christman has served on the board of the Middle District Bankruptcy Bar Association since 2014. In 2016, he was elected Vice President and currently serves as the MDBBA President. Bar Admissions: Pennsylvania, 1997 New Jersey, 1997 U.S. District Court Middle District of Pennsylvania U.S. Court of Appeals 3rd Circuit Supreme Court of Pennsylvania.
Chapter 7 Bankruptcy, sometimes referred to as "straight" bankruptcy is the process by which you file to have some or all of your debt cancelled. The Trustee is given the ability to liquidate or sell some possessions to repay creditors.
Chapter 13 Bankruptcy is filled when you want to protect your assets, like your home or vehicle. Your debt is not cancelled and you are required to pay your creditors through the Trustee over a period of three to five years.
Chapter 11 Bankruptcy is filled when the debt exceeds a certain ratio for Chapter 7 or 13, or for businesses or corporations.
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